Castaldi Financial Solutions, Inc.

Castaldi Financial Solutions, Inc.
Ray Castaldi, CLU, ChFC, President


A Financial Coach  Castaldi Financial Solutions serves as a financial coach to women – dedicated to offering education and guidance to help affluent women live their lives more fully by developing a clear financial direction.


Unbiased and Objective Advice  An independent wealth management and retirement planning firm, Castaldi Financial Solutions has been offering unbiased and objective advice for over 15 years by building long-term relationships with clients.



Your Commitment to Your Future Is Important  Whether a woman’s needs are immediate and driven by a sudden life change, or fueled by a desire for long-term planning, Castaldi Financial Solutions is focused on offering guidance intended to alleviate financial fears and enable a woman to take greater control of her financial future.



Take a Fresh Look and Build a Clear Future  A change in a woman’s wealth merits a fresh look at her income needs, both now and in the future. Avoid shocks and surprises by working with experienced professionals who understand the emotional and financial impacts that women face when they sell their successful business, experience divorce or receive an inheritance.



Wealth Management  Castaldi Financial Solutions will integrate a woman’s current and future considerations, including her lifestyle and income requirements; tax profile, trust and estate plans; charitable inclinations; and the ultimate transfer of her wealth.



Retirement Planning  Retirement should be as enjoyable as an affluent woman expects, free from worry about having enough money to live on or being a burden to one’s children. Castaldi Financial Solutions will help a woman evaluate options and build a financial roadmap to follow through her lifetime.


  

Is it time for a strong coach who can deliver guidance in creating clear financial solutions designed to last a lifetime?

 

 

 

 
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Newsletters

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

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